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– The applicant must hold an Indian passport.
– Loan amounts up to ₹1 crore or 85% of the property cost (whichever is lower) are available, with extra processing charges.
– Eligibility is based on repayment capacity, considering income, age, dependents, and other factors.
– Interest rates range from 7.75% to 9% for 5–10 years.
– Repayment terms vary from 5 to 20 years or until superannuation/60 years of age.
– Loans are repaid via EMIs, secured by an equitable mortgage through original title deed deposit.
– Some institutions may require local guarantors.
– Copies of required documents must be submitted with the loan application.

1. Latest salary slip
2. Latest work permit
3. Visa stamped on the passport
4. Power of Attorney to a local individual
5. Receipt of payments made for purchase of the property
6. Agreement of Sale

Interest rates and EMIs are subject to change without notice. Check with the financial institutions for prevailing interest rates. A salaried applicant should be abroad for at least a year, and a self-employed applicant for 3 years.

We understand your requirements better and are here to answer your questions.
Dear NRIs, if you are looking to invest in a property in India, or if you are looking to return home, you are on the right page. Stepsstone is Chennai’s most sought-after property developer. Here, you’ll find the perfect mix of residential properties to cater to your specific needs in terms of location, type of development, and budget. We’ve created this section on our website especially for you, in order to answer questions that you may have pertaining to property investment in India.

We understand the requirements of our NRI clients and provide real estate solutions that fit their needs. Our aim is to bring our products closer to you so that you can choose better.